I use normal paint, I don't have paintshop pro and all those others, but to make it easier I save my clothes tetures as png files, if you save it as a jpeg it smudges and when you have to make the part around the outfit invisible it does not do it properly. Just incase someone do not have the fancy programs like me
thought I would mention that
Fabulous Tutorial Tenshii
Love it to bits, wish I could save it as a pdf so I could have it handy forever