Thank you so much for this!

I've always hated the fact, that an YA, A, E or even a whole family didn't have enough money to move in a house right away due to the default amount.
And in my little logical world it doesn't seem right.
Not to mention the whole thing with finding a small spot that's afordable, then moving to a new bigger place after entering "motherlode" so many times.
The EA Default setting does take a bit fun out of the game.
This does indeed saves a lot of time and put the fun back again.